Common Questions and Answers

Q. Is my money safe if something happens to Dart Capital?

A. Dart Capital are professional advisers only; we never handle your money. If something did happen to us you would simply need to appoint new advisers. Your funds would not be at risk.

Q. How can a relatively small firm compete with the big investment houses and private banks and keep abreast of all the different markets?

A. Our expertise is in financial and pension planning, broad based investment advice and fund manager selection. These are the core services private clients need to coordinate and invest their wealth and they are more often than not in short supply in both private banks and stockbroking firms whose background and tradition is banking and share trading. In effect we will act as your chief executive in managing your wealth, providing big picture strategy, taking in market information from a whole range of third party sources and utilising the best fund managers, without commission bias or the conflicts of seeking to promote our own funds.

Q. How do Dart Capital costs compare to other companies?

A. At 1% (+VAT where applicable) per annum, with all trail commission reinvested for clients, Dart Capital's fees are very competitive. Do not forget that most banks will historically make more than 1% per annum on your money for just leaving it on deposit. By charging you directly and not relying on transaction commissions we align our interests with yours, which includes sourcing third party services as cheaply as possible to lower the overall costs of your portfolio.

Q. I heard a great deal of bad press recently about hedge funds. Can these be excluded from my portfolio?

A. We currently allocate little or nothing to hedge funds.

Q. I have read that most fund managers don't beat the index. Why don't you use index tracking funds?

A. Utilising index tracking funds can be effective within portfolio management in certain sectors and market conditions. We do utilise specialist index tracking funds on occasions such as exchange traded funds. However, we maintain our independence towards both active and passive management styles.